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Anonymous 03/17/14(Mon)00:21 UTC+1 No.637281 Report

>be me
>be crash in a crit
>be an insurance holder
>call homeowners insurance
>be $750 deductible
>repairs estimate $733.94
Anonymous 03/17/14(Mon)00:23 UTC+1 No.637284 Report

>insurance, how does it work?!
Anonymous 03/17/14(Mon)00:26 UTC+1 No.637287 Report

>racing a crit
there's your first problem
Anonymous 03/17/14(Mon)00:30 UTC+1 No.637289 Report

Funny, I just crashed myself yesterday.

Velosurance, so this doesn't happen again. I know a few people who have had to use it, and apparently it helps.
Or a new homeowners insurance policy
Hopefully you're okay too, no injuries?
Anonymous 03/17/14(Mon)00:32 UTC+1 No.637291 Report

yup just disappointed
Anonymous 03/17/14(Mon)00:34 UTC+1 No.637297 Report

at least he races at all. the world need sm
Anonymous 03/17/14(Mon)00:36 UTC+1 No.637300 Report

Anonymous 03/17/14(Mon)00:37 UTC+1 No.637301 Report

well, actually it's not when/where/how you ride, its THAT you ride :3
one love <3
Anonymous 03/17/14(Mon)00:38 UTC+1 No.637302 Report

Nice bike, OP. Was it yours?
Anonymous 03/17/14(Mon)00:47 UTC+1 No.637306 Report

What were you even trying to do with that post?
Anonymous 03/18/14(Tue)03:23 UTC+1 No.637841 Report

my guess would be sarcasm. I'd like to think no one is immature enough to think that's actually edgy.
Anonymous 03/18/14(Tue)04:00 UTC+1 No.637854 Report

Anonymous 03/18/14(Tue)04:03 UTC+1 No.637858 Report
File: jew.jpg-(107x125)
Anonymous 03/18/14(Tue)05:48 UTC+1 No.637885 Report

The purpose of insurance is to protect you from bankruptcy in the event of some unlikely mishap which requires more money than you could reasonably afford to put right.

Crash in a crit is not unlikely. Repair a bicycle is not financially crippling. OP should take this as a lesson and put an amount equal to his excess aside to 'insure himself' against any costs below that amount. The greater the amount that he can afford to put away in this manner, the larger the excess he can accept on his policy, reducing the price of his premium.
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