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Anonymous 03/17/14(Mon)00:21 UTC+1 No.637281 Report

>be me
>be crash in a crit
>be an insurance holder
>call homeowners insurance
>INSURANCE CLAIM APPROVED
>be $750 deductible
>repairs estimate $733.94
wat.
>>
Anonymous 03/17/14(Mon)00:23 UTC+1 No.637284 Report

>>637281
>insurance, how does it work?!
>>
Anonymous 03/17/14(Mon)00:26 UTC+1 No.637287 Report

>>637281
>racing a crit
there's your first problem
>>
Anonymous 03/17/14(Mon)00:30 UTC+1 No.637289 Report

Funny, I just crashed myself yesterday.

Velosurance, so this doesn't happen again. I know a few people who have had to use it, and apparently it helps.
Or a new homeowners insurance policy
Hopefully you're okay too, no injuries?
>>
Anonymous 03/17/14(Mon)00:32 UTC+1 No.637291 Report

>>637281
yup just disappointed
>>
Anonymous 03/17/14(Mon)00:34 UTC+1 No.637297 Report

>>637287
at least he races at all. the world need sm
>>
Anonymous 03/17/14(Mon)00:36 UTC+1 No.637300 Report

>>637284
ITS A BIG SCAM
>>
Anonymous 03/17/14(Mon)00:37 UTC+1 No.637301 Report

>>637297
more*
well, actually it's not when/where/how you ride, its THAT you ride :3
one love <3
>>
Anonymous 03/17/14(Mon)00:38 UTC+1 No.637302 Report

>>637281
Nice bike, OP. Was it yours?
/edge
>>
Anonymous 03/17/14(Mon)00:47 UTC+1 No.637306 Report

>>637302
What were you even trying to do with that post?
>>
Anonymous 03/18/14(Tue)03:23 UTC+1 No.637841 Report

>>637306
my guess would be sarcasm. I'd like to think no one is immature enough to think that's actually edgy.
>>
Anonymous 03/18/14(Tue)04:00 UTC+1 No.637854 Report

>>637281
properbikeulockusage.jpg
>>
Anonymous 03/18/14(Tue)04:03 UTC+1 No.637858 Report
File: jew.jpg-(107x125)
>>637300
>>637300
>>
Anonymous 03/18/14(Tue)05:48 UTC+1 No.637885 Report

>>637300
The purpose of insurance is to protect you from bankruptcy in the event of some unlikely mishap which requires more money than you could reasonably afford to put right.

Crash in a crit is not unlikely. Repair a bicycle is not financially crippling. OP should take this as a lesson and put an amount equal to his excess aside to 'insure himself' against any costs below that amount. The greater the amount that he can afford to put away in this manner, the larger the excess he can accept on his policy, reducing the price of his premium.
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